The amount of surcharge your insurance company imposes when you make a claim depends on numerous factors. Knowing when to make a claim for auto damage – and when to pay for it yourself – can best be answered by an insurance professional. Visit our FAQ page for common questions about this and other topics.
Our Ercolini Insurance professionals have decades of experience. Visit our About Us page to learn more about our team, including interesting facts about how they like to spend their time away from the office.
Have questions about business liability and workers compensation? Talk to Ercolini Insurance about personal and professional liability, bonds and package policies to protect your business assets.
Get a quote for home or auto, pay online, or report a claim through our convenient service center.
Ercolini Insurance provides comprehensive personal insurance coverage, along with skillful, individualized consultation to craft the best coverage to secure your assets. We write policies for automobile, home and umbrella liability, as well as a wide range of specialty insurance coverage.

Automobile
Insurance companies providing coverage within Massachusetts are now permitted to set their own auto insurance rates, subject to approval by the Massachusetts Commissioner of Insurance. A variety of factors determine individual driver rates, which may vary greatly between carriers. Seeking the advice of a highly qualified insurance professional is crucial to securing the most cost-effective automobile coverage to meet your needs. Ercolini Insurance provides expert guidance for automobile insurance from various carriers.

Home
Your home is likely the largest investment you will ever make, making it imperative to protect this sizable financial asset with a comprehensive homeowners plan. A homeowner policy covers not only your home and belongings, but also pays for your alternative accommodations if a covered loss or damage makes your house uninhabitable, while also covering any repair costs. Ercolini Insurance provides a broad range of home insurance coverage, including homeowner, condominium unit owner and renter policies. For renters, a policy to cover the contents of the rental unit is a cost-effective way to protect personal assets.

Umbrella Liability
An umbrella liability policy ‘sits atop’ your other personal insurance coverage, offering a second line of defense that picks up where your other policies stop, defending your assets against large lawsuits and unexpected events. While homeowner and automobile policies provide liability protection, neither is designed to protect you in case of a major lawsuit. Umbrella coverage is non-standard and coverage varies among carriers, and Ercolini can guide you in choosing the best umbrella policy to protect your assets.

Other Coverage
Ercolini Insurance provides coverage for a wide range of assets not typically covered under home or automobile policies. These include policies for inland marine coverage to protect jewelry, furs, fine arts, and other high value items that may be limited or excluded in the homeowner policy. We write policies for flood coverage, dwelling fire insurance to insure your rental properties against fire damage and loss, as well as coverage for watercraft and recreational vehicles. Whatever assets you need to protect, we’ll help put in place the most cost-effective and appropriate coverage.

Ercolini Insurance LLC  111 State Street Boston, MA 02109    tel 617.227.2150 fax 617.227.4170    info@ercoliniinsurance.com
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